diff --git a/app/models/user/ai_quota.rb b/app/models/user/ai_quota.rb
index a738db955..b34879fb9 100644
--- a/app/models/user/ai_quota.rb
+++ b/app/models/user/ai_quota.rb
@@ -1,7 +1,7 @@
 module User::AiQuota
   extend ActiveSupport::Concern
 
-  DEFAULT_QUOTA = Ai::Quota::Money.wrap("$100")
+  DEFAULT_QUOTA = Ai::Quota::Money.wrap("$100").in_microcents
 
   included do
     has_one :ai_quota, class_name: "Ai::Quota"